According to a recent Kaiser Family Foundation analysis, insurers assuming the individual mandate will not be enforced have factored in to their rate increases an additional 1.2% to 20%. Those assuming cost-sharing subsidy payments will not continue and factoring this into their initial rate requests have applied an additional rate increase ranging from 2% to 23%. An additional factor driving rates this year is the return of the ACA’s health insurance tax, which adds an estimated 2% to 3% to premiums. 84% of enrollees in the marketplaces receive a tax credit to lower their premium and these enrollees will be protected from premium increases.

Excerpted from: KFF, August, 2017